When a borrower takes out a bridging loan, the original exit strategy is usually clear from the outset. It may involve refinancing, selling an asset, or repaying the balance from future cash flow. However, business conditions, market movements, and personal circumstances do not always go to plan, and changing the exit strategy mid-loan is sometimes the most sensible course of action.

At Inflow, we take a common-sense approach to lending. We understand that investors need flexibility, and we’re happy to work with borrowers when a revised exit strategy is required during the term of the loan. Rather than panicking, we take the time to assess the situation, consider the new plan on its merits, and work with the borrower to ensure it is the best way for them to realistically exit the bridging loan.

That might mean holding an asset longer if market conditions are unfavourable, or moving from a sale-based repayment plan to refinancing if a better option becomes available. What matters is that the new strategy is realistic, well timed, and clearly communicated.

For us, a change in exit strategy is not automatically a problem. It’s an opportunity to support experienced investors with practical, adaptable lending that reflects real-world circumstances.

Ultimately, great lending is built on flexibility, transparency, and common sense, not rigid assumptions.

That’s why more property investors work with Inflow and its common-sense approach.