User agreement

We, (”Inflow“, ”we” or ”us“), ask that you please read our Terms and Conditions. They explain a variety of matters including, the rules covering your use of our Website as well as other information regarding your rights.
When using Inflowfinance.com (the ”Website“), you will essentially be verifying that you have read and understood and agree to these Terms and Conditions. The Terms and Conditions may change from time to time and, if they do, the up-to-date version will be available on this Website. There will always be a date showing when these Terms and Conditions were last updated.
Please ensure that you review our Terms and Conditions regularly and note any changes which may have been made, because by continuing to use the Website after these Terms and Conditions have changed, you will be confirming that you have read and understood, and agreed to be bound by the revised Terms and Conditions.

1. Introduction

Please note the content on our Website is provided for general information only. It is not intended to amount to advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on our Website.

The Website is operated by Inflow, which is the trading name of Inflow Private Finance Ltd (Company Reg No 09674845) registered in England & Wales at 39 High Street, Pinner, England, HA5 5PJ. Inflow Private Finance Ltd is authorised and regulated by the Financial Conduct Authority.

2. Your information and privacy

For a detailed description of how we collect, use and store information relating to you, and our commitment to protecting your privacy or how we use cookies, please see:

1. Our Privacy policy.
2. Our Cookie policy.

3. Access to our Website

We cannot guarantee to you that our Website will always be available or be uninterrupted. We allow access to the Website on a temporary basis. We reserve the right to suspend, withdraw, discontinue, or change all or any part of the Website without notice.

Our Website may occasionally be unavailable for maintenance, updating, or for other matters and when this occurs we apologise for any inconvenience caused. However, we shall not be liable to you for any loss, damages or inconvenience resulting from such unavailability.

A great deal of time and care is taken to provide accurate, transparent and useful information to you as a user. However, as an open platform there will be content on this Website which is not generated by Inflow, for example, third party content. Consequently, information on this Website could be out of date, incomplete, contain errors or somehow be unreliable and we make no representations, warranties or guarantees, whether express or implied, that the content on our Website is accurate, complete and up to date.

You are responsible for making all arrangements necessary for you to have access to our Website. You are also responsible for ensuring that all persons who access our Website through your internet connection are aware of these terms and conditions, and that they comply with them.

Our Website is directed at users based in the UK only. We do not represent that the content available on or through our Website is appropriate for use in any other countries.

If you have trouble using our Website with certain web browsers or other software or if you want to let us know how we can improve accessibility, please let us know at hello@Inflowfinance.com. We appreciate your feedback as your suggestions could help us to improve our service.

3.1 Intellectual Property Rights

All text, graphics, audio, video files, image files, content, software, applications and information displayed on or available from this Website, and all copyright, trade mark rights, design rights and other intellectual property rights in them (together, the ”Proprietary Content“) are the property of Inflow or other Inflow companies. This includes but limited to, the organisation and lay-out of the Website and the underlying software.

By using the Website you agree that Proprietary Content is only available for personal use and that you will not copy, reproduce, publish, distribute or dispose of in any way any Proprietary Content. Neither the Inflow name nor any other Inflow company name, trademark, logo or design may be used or copied in any manner.

Proprietary Content is protected by copyright laws and treaties around the world. All such rights are reserved.

Our status (and that of any identified contributors) as the authors of material on our Website must always be acknowledged.

You must not use any part of the Proprietary Content for commercial purposes without express written permission from Inflow and obtaining a licence to do so from us or our licensors.

3.2 Viruses

We do not guarantee that the Website will be secure or free from viruses

You are responsible for configuring your own information technology, computer programmes and platform to access our Website. You should use your own virus protection software.

You must not misuse the Website or knowingly introduce viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to the Website, the server on which the Website is stored or any server, computer or database connected to the Website. You must not attack the Website via a denial-of-service attack or a distributed denial-of-service attack. By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990 or, if you are not accessing the Website from within the UK, the comparable legislation in the relevant jurisdictions. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identify to them to the extent permitted by law. In the event of such a breach, your right to use the Website will cease immediately.

3.3 If you are a business user:

We exclude all implied conditions, warranties, representations or other terms that may apply to our Website or any content on it.

We will not be liable to you for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with:
use of, or inability to use, our Website; or use of or reliance on any content displayed on our Website.

In particular, we will not be liable for:

• loss of profits, sales, business or revenue;
• business interruption;
• loss of anticipated savings;
• loss of business opportunity, goodwill or reputation; or
• any indirect or consequential loss or damage.

3.4 If you are a consumer user:

Please note that we only provide our Website for domestic and private use. You agree not to use our Website for any commercial or business purposes, and we have no liability to you for any loss of profit, loss of business, business interruption, or loss of business opportunity.

3.5 Linking to our Website

You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it.

You must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists.

You must not establish a link to our Website in any website that is not owned by you.

Our Website must not be framed on any other website, nor may you create a link to any part of our Website other than the homepage.

We reserve the right to withdraw linking permission without notice.

3.6 Third party links on our Website

The Website provides, amongst other things, links for convenience and also contains links to other third party websites, resources, advertisements or sponsorships.

If you choose to access any of these links, you will be leaving Inflowfinance.com Since we don’t have any control over these websites, we are not responsible for the content, advertising, products or services available from them, or for any dealings or disputes that you may have in relation to those websites. Inflow is not liable for any loss or damage which may be suffered as a result of the use of such links and third party websites. We would encourage you to review the terms and conditions and privacy policy on any new website you choose to access because our terms and conditions and privacy policy will not be applicable to them.

We reserve the right to remove a link at any time without notice.

3.7 Severability

If any of these Terms and Conditions are held to be invalid, the remaining Terms and Conditions shall continue to be valid to the fullest extent permitted by law.

3.8 Law and jurisdiction

If you are a consumer, please note that these Terms and Conditions, their subject matter and their formation, are governed by English law. You and we both agree that the courts of England and Wales will have exclusive jurisdiction except that if you are a resident of Northern Ireland you may also bring proceedings in Northern Ireland, and if you are a resident of Scotland, you may also bring proceedings in Scotland.

If you are a business, these Terms and Conditions, their subject matter and their formation (and any non-contractual disputes or claims) are governed by English law. We both agree to the exclusive jurisdiction of the courts of England and Wales.

3.9 Talk to us

If you have any queries, comments or complaints regarding the Website or these Terms and Conditions, please get in touch. You can write to us at hello@Inflowfinance.com or call us on 0333 050 8027.