BridgingFinanceLimited CreditLoansProperty FinanceSpecialist Finance

Having limited credit doesn’t have to mean that your options are restricted.

Just because you have limited credit doesn’t mean your possibilities are restricted! There are still plenty of exciting options waiting for you.

In recent years, many individuals have faced challenges in effectively managing their credit. Several factors have influenced these challenges, including the COVID-19 pandemic, rising interest rates, government budget announcements, and the cost of living. These elements have made it increasingly difficult for people to meet their credit obligations.

Issues such as County Court Judgments (CCJs) and late or missed payments—often associated with job loss, reduced income, and increasing expenses—have decreased the available credit options for many. Property developers and investors are not immune and experience similar financial pressures due to rising material and labour costs, project delays, and economic shortfalls.

In many cases, individuals facing challenging financial circumstances find that extending loans with their existing lenders is not an option. This is further complicated by these lenders’ reluctance to consider re-bridging loans, particularly if they have exceeded their original terms.

At Inflow, we understand the complexities of these situations, which is why we take a thorough and holistic approach to lending. We believe each borrower has unique needs and circumstances that must be considered, along with the specific properties involved in the loan. Our flexibility allows us to consider re-bridging options even for current loans that we manage, enabling us to provide bespoke solutions that suit the requirements of our clients. Furthermore, we can facilitate loans across multiple properties throughout the UK, ensuring our clients receive the comprehensive support they need during challenging financial times.

Acquiring substantial funding can require significant time and effort, particularly when credit options are limited. Contacting Inflow may provide a solution. The team is dedicated to alleviating stress and diligently creating effective funding solutions tailored to individual needs regardless of your credit situation.