Refinancing your bridging loan at the right moment can have a positive impact on your financial situation by saving money, reducing stress, and increasing flexibility. Timing it well can help you avoid penalties and align your refinancing with your broader financial plans. Consider refinancing your bridging loan when:

• Your current loan approaches its planned exit date, providing an opportunity to manage the transition.
• You expect difficulties in exiting the existing loan as scheduled, due to market conditions, changes in your financial situation, or if refurbishment is delayed.
• The planned exit date has passed without completing the property sale or refinance.

Refinancing at the appropriate time can help you avoid non-exit penalties that can accumulate if deadlines are missed, along with other fees affecting your finances. It can also be used to:

• Combine existing loans.
• Access extra capital for investments, property improvements, or unexpected expenses.

Inflow offers re-bridging solutions for existing loans near or beyond their exit date, or to secure additional capital.