The Scenario

This property represents a noteworthy investment opportunity that could not be overlooked. It features a mid-terraced building characterised by an efficient and well-defined layout, making it appealing both commercially and residentially.

The ground floor boasts a spacious retail area, which is ideally suited for a variety of commercial activities, such as boutique shops, cafes, or offices. This prime location provides excellent visibility and foot traffic, making it an attractive option for business tenants looking to establish a presence in a bustling area.

Above the retail space, the building comprises three well-designed residential units, each consisting of one-bedroom flats. These apartments are not only aesthetically pleasing but also strategically designed to attract a diverse range of tenants. The combination of modern amenities and proximity to local services ensures strong rental demand, catering to young professionals, couples, and small families alike.

Financing plays a crucial role in this investment. With a loan-to-value (LTV) ratio of 65%, the total gross loan amount secured against the property stands at £615,000. This favorable finance structure provides a solid foundation for a profitable investment strategy, allowing for further development or enhancements to maximize returns.

The owner’s pragmatic and strategic approach to property management and investment makes this asset particularly compelling. Their commitment to maintaining and enhancing the property positions it as a promising and advantageous opportunity that can yield significant returns in both the short and long term.